The Land Rover financing process shouldn’t be complicated or difficult to navigate. At Land Rover Bellevue, we provide the tools you need to pick out the right car at the right price. We’re also sharing top tips for every stage of the vehicle financing process, like how to raise your credit score, so you can drive home in a car you really love.
Pay Down Your Debt
Your credit score plays a critical role in determining your vehicle financing options, and the higher your credit score, the better the financing terms available to you. One of the best ways to raise your credit score quickly is by paying down your credit usage. A good rule of thumb is to keep your credit usage below 30%.
Pay Your Bills Regularly
In order to maintain and boost your credit score, you also want to take care to pay your bills regularly. When you maintain a regular bill pay schedule, it shows lenders that you’re a reliable candidate to lend money to. While it may take a little longer to raise your score this way, it’s a sustainable and long-term solution that will serve you well into the future.
Raise Your Credit Limit
If you need to raise your credit score quickly, one of the best options is to request a line increase. This will help to reduce the percentage of your credit you are using, ideally to below 30%, which in turn boosts your score. If you do request a line increase, it’s important to remember that you don’t want to use any more of the available credit, as you’re trying to achieve a lower credit usage.
Begin the Land Rover Financing Process in Bellevue, WA
No matter what your vehicle financing needs may be, Land Rover Bellevue is here to help. Whether you’re looking to get prequalified or trading in your current car, our team has the tools and insight to support you on your purchasing journey. Learn more about raising your credit score when you visit our Land Rover dealership in Bellevue, WA.
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